A title loan is a loan using a vehicle title as collateral for that loan. Our loan representative can assist you with detailed information. Title loans are designed as a short-term cash flow solution and not designed as solutions for long term financial problems.
Please look at your loan agreement for all loan terms and fees. Your loan representative will go through all loan terms and fees with you before you sign the loan agreement.
All you need is your vehicle, the title, proof of income and photo ID. Illinois Title Loans, Inc. makes the title loan process hassle free unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:
Bring your car with a clear car title to Illinois Title Loans, Inc.
Fill out the simple paperwork while a representative inspects your vehicle.
Our loan representative will assist you in qualifying for a loan amount based upon your need, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
Once approved, you get the cash you need and keep driving your vehicle. This process can take as little as 30 minutes .
No! You do not need a checking account to qualify for a title loan at Illinois Title Loans, Inc.
Absolutely! Good credit, bad credit or no credit. For most title loan amounts, any credit is welcome. Illinois Title Loans, Inc. is committed to helping you get the cash you need. We will work with you under any credit situation.
You do not need a driver's license, but you do need a valid photo ID.
In Illinois, you must be at least 18 years of age to qualify for a title loan.
Yes! In Illinois you keep your car when you take out a title loan.
Illinois Title Loans, Inc. DOES NOT report to credit agencies if you default.
The Illinois Title Loans, Inc. website has a locator which helps you find the nearest location.
A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan with Illinois Title Loans, Inc. you need to have a clear or lien-free car title.
You can get started by submitting the online form with your basic information, after which you will be contacted by a friendly Illinois Title Loans, Inc. sales representative who will explain the approval process. Final approval will take place in person at an Illinois Title Loans, Inc. location.
Your title loan amount depends on the value of your vehicle and your ability to repay. The maximum you can obtain is $4,000.
To get a title loan with Illinois Title Loans, Inc. you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name prior to requesting a loan.
Title loan terms and frequency may vary. Please check with a sales representative at your local Illinois Title Loans, Inc. location for all the details.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one our Illinois Title Loans, Inc. locations, it could takes as little as 30 minutes to be approved for a car title loan.
Car Title Loans
Turn your car into fast cash for things like medical bills, auto repairs or other unexpected expenses. Use your car to get up to $4,000 fast and easy.