Illinois Title Loans, Inc. promotes the informed use of Consumer credit by rigidly adhering to federal and state regulations requiring Disclosures about interest rates, rollover limits, fees, charges and terms. Before consumers assume any obligation, they will be presented in writing with the exact rates, fees, and other details of their car title loan as required by federal and state Law.
Submitting your inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, an Illinois Title Loans, Inc. customer service representative will call you to discuss your title loan needs.
As noted above, federal and state law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Illinois Title Loans, Inc. at the location before you sign any agreement. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Illinois Title Loans, Inc.
Should an unexpected emergency arise which prevents you from making a payment pursuant to the terms of your agreement, representatives at Illinois Title Loans, Inc. are trained to work with you to bring your account back into good standing. For Title Loans: Your vehicle will be pledged to Illinois Title Loans, Inc. as collateral. If you fail to make a payment pursuant to the terms of your agreement, your vehicle may be repossessed and sold. Additional charges may also apply.
Refinances are permitted. Check your agreement for all terms and conditions.
There exists a common misconception that a poor credit history may result in a higher interest rate for title loans. With Illinois Title Loans, Inc. your credit score does not affect the interest rate, fees or charges determined for a title loans.
Illinois Title Loans, Inc. undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. Illinois Title Loans, Inc. follows all applicable laws, rules and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:
Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at any time.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.
Car Title Loans
Turn your car into fast cash for things like medical bills, auto repairs or other unexpected expenses. Use your car to get up to $4,000 fast and easy.