title loans illinois

How To Get Last-Minute Cash Fast

Have you ever found yourself facing an emergency that threatens to blow your budget to bits? I’m sure you have. Most of us have – and the holiday season seems to be an especially dangerous time of the year.

Holidays are already an expensive period due to multiple obligations such as gift-giving and get-togethers we have to participate in – add expenses we haven’t foreseen, and it’s not a huge stretch to imagine yourself in a situation which demands you put some cash together – and do it fast.

Here are some of the ways we recommend you use to get that cash:

1. Freelance Online

Luckily, the internet these days offers multiple ways to make extra money without ever having to leave your home. There are plenty of online platforms that connect you to potential clients, who need small tasks done, and will pay as soon as you’re done.

Simply figure out which of your skills and talents you could use – and go! Have a way with words? Offer your services as a freelance writer. Have dipped your toes in graphic design? Take on small projects.

You don’t even need any special skills to make money freelancing if you find the right gigs – start transcribing or participating in paid surveys, for example. They may not be as lucrative, but money’s never extra.

2. Become a Delivery Man

Now that online shopping and takeaway orders are at an all-time high, the businesses often need extra help to accommodate their clientele.

If you have a car, now’s the time to use it to make some money – find out if anyone in your area needs a delivery man, even part-time. Or get in touch with services like UberEats and DoorDash to find out if they could use an extra driver in your area.

3. Help Out in the Area

Look at the fliers in your neighborhood and check out the ads on Craigslist. Maybe someone needs some assistance and are ready to offer some cash in exchange? Small tasks that are hard to do by oneself, but pretty much anyone could help out with – like assistance with cleaning out the attic, assembling furniture, snow removal – even grocery delivery.

People get busy around the holidays and they may not have time to take care of everything before the celebrations hit. Find out if someone is looking for some help close by, and offer your services – for some cash, of course.

4. Take Out a Short-Term Loan

There’s no way around it – if you need quick cash, the easiest way to obtain it is to take out a short-term quick loan such as a title loan.

If you are a vehicle owner and have decided to get cash together by taking out a short-term loan, then a title loan is probably the most optimal choice for you.

quick cash title loans

Why Title Cash Loans?

First of all, title loans are the fastest loans you can take out – even among the quick loans, which are generally pretty fast. A title loan approval process typically takes around 30 minutes to complete fully. And you will not only learn if you’ve been approved in thirty minutes, but you’ll also get the cash you qualify for the very same day.

Secondly, since the title loans are a secured type of loan and your car title will be acting as collateral, the lenders at Illinois Title Loans, Inc. are freer in their choice of customers. They will accommodate all kinds of income streams and credit scores. If your score is bad or outright nonexistent, you’re still likely to get approved for a title loan as long as you satisfy the requirements the lenders care about.

How Do I Get a Title Loan?

So what are the requirements we require from you? You have to be a legal adult – at least 18 – with a valid ID that proves it, you need to own a car, and that car’s title should be in your name and completely lien free. If you’re good to go, it’s all pretty straightforward from there:

  1. You fill out our online form and wait for our phone call;
  2. You drive down to the nearest title loans near me with your ID, title, and vehicle;
  3. You provide your ID to prove you’re a legal adult and the vehicle title. The representative will also quickly inspect your vehicle to determine its value and condition;
  4. If you get approved the loan rep will help you fill out the paperwork and hand you the cash.

Basically, you're exchanging your vehicle title for cash – that’s the entire procedure. It’s so easy and straightforward that you could even start it from the comfort of your own home by just going to the website. Then just drive to one of our many locations all throughout Illinois.

Next time you need quick cash, turn to one of these options.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.