Title Loans up to $4,000

Payday Loans $100 - $500


Payday Loan FAQs

A payday loan is a type of short-term loan that could help bridge the financial gap between paychecks. In Illinois, the amount is generally between $100 and $500. Please note that a payday loan is intended as help for a short-term cash flow interuption and is not meant to address long-term financial problems.
To see all terms and fees associated with your payday loan, please review your loan documents. Your representative will review all the terms and fees with you prior to you signing the loan documents.
The only items you need to qualify for a payday loan are:
  • An active checking account
  • A blank check
  • Most recent paystub
  • Be at least 18 years old
  • State-issued ID
In Illinois, you are able to apply for amounts between $100 and $500. The amount that you could be approved for is calculated when you visit an Illinois Title Loans, Inc. location by the underwriting lender, your income and your ability to repay.
Once you are approved, you receive your payday loan funds within minutes.
Yes! Your credit score is not a factor and does not have an effect on your ability to obtain a payday loan.
You could have your payday loan cash in as little as 30 minutes after arriving at your neighborhood Illinois Title Loans, Inc. location.
Please navigate to the Consumer Disclosure tab in the menu for full details.
Loan terms and frequency may vary. You should check with a loan representative at your local Illinois Title Loans, Inc. location for complete details.
Illinois Title Loans, Inc. DOES NOT report to any credit bureaus if you default.
Loan times may vary, but generally your payday loan is due on your next payday. Please check your loan agreement for the exact terms and conditions of your loan.
Illinois Title Loans, Inc. has highly trained representatives that can determine if payment arrangements can be made in accordance with state regulations should you have an emergency arise that prevents repayment.
In Illinois, you are able to re-apply for another payday loan as soon as you have paid off your existing payday loan. Some cities mandate a waiting period prior to re-applying for another payday loan. Please check with a loan representative in your area for details specific to your city.
Yes, you are able to refinance your payday loan in the state of Illinois. For further details, please check with a loan representative.
Illinois Title Loans, Inc.’s team of professionals is trained to work with you on setting up payment arrangements in accordance with state regulations that allow you to fulfill your payday loan requirements.
Once you arrive at your local Illinois Title Loans, Inc. location, it can take as little as 30 minutes for you to get approved for a payday loan.
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At Illinois Title Loans, Inc. we could put anywhere up to $4,000 in your pocket today with a title or payday loan. Our convenient store locations make it easy for you to get the emergency cash you need.

To get started at any time, all you need to do is fill out our short online request form right here on our website. All you need is the following items:

  • Your Vehicle for Inspection
  • Lien-Free Title to Your Vehicle
  • Driver’s License or State Issued I.D.

We also welcome all credit, so fill out our online request form and get started now!